Nubia Capital has announced its investment in Phundit, a Ghana-based fintech startup building a digital savings platform focused on helping individuals develop consistent saving habits and improve financial resilience.

Founded by Peter Tokor, a Ghanian entrepreneur, Phundit approaches savings as a behavioural challenge rather than a purely financial one. Its platform integrates guidance, reminders, incentives, and light personalisation to help users save consistently over time, starting with emergency funds — a critical tool for financial stability.

The company’s longer-term vision includes deeper bank integrations and regulatory readiness, positioning Phundit as a durable component of Ghana’s financial infrastructure rather than a consumer-only application.

“Many financial tools assume users already have the discipline to save,” said Davidson Oturu, Managing Partner at Nubia Capital. “Phundit is different. It’s designed around real behaviour, helping people build sustainable saving habits that strengthen long-term financial resilience.”

The investment aligns with Nubia Capital’s broader thesis around fintech infrastructure, financial inclusion, and capital formation in emerging markets.

About Nubia Capital

Nubia Capital is a venture capital firm investing in bold founders building transformative companies across Africa and global emerging markets. The firm focuses on fintech, digital health, deep tech, and applied AI, with an emphasis on scalable infrastructure that unlocks inclusion, access, and long-term economic growth.